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A transparent, rule-based accrual engine that blends Real World Assets with conservative DeFi strategies
Why It's Different
Yieldable is a non-custodial DeFi platform that makes on-chain cash-flow strategies clear, controllable, and disciplined. Each deposit has a minimum of $200 and a maximum of $10,000. Users can make additional deposits, allowing them to scale up their Investment Balance while still maintaining simple accounting. Daily interest accrued is determined at the user level by tiered rate bands applied to the Investment Balance.
Users have anytime access to their accrued Interest with a maximum of $25,000 per withdrawal. A stability framework applies with fees decreasing each week after the last withdrawal: Week 1 (40%), Week 2 (30%), Week 3 (20%), Week 4 (10%), and 0% from Day 29 onwards. These fees support a platform Stability Reserve for liquidity buffers and incident response.
The accrued Interest also has a $25,000 ceiling; when reached, accrual pauses until the user withdraws or compounds. Compounding is user-initiated. The only way to move funds from the Interest into the Investment Balance is to make an Additional Deposit of at least $200. The system rolls the accrued Interest and the Additional Deposit into the Investment Balance in one action and resets the clock. Additional Deposits are optional and purely a strategy, not a requirement.
Clarity first: Outcomes remain transparent at all times.
Daily accrual aligns with portfolio size while avoiding opaque "APY theater."
$10,000 per deposit, $25,000 per withdrawal, and a $25,000 accrued Interest ceiling, all designed for durability.
Withdraw any day, compound only when you choose, and design a schedule of Additional Deposits that fits your goals.
Engineered for security, with audit-ready contracts and clearly published policies and fees.
Why Existing Approaches Fall Short
Most "yield" products in crypto fail the trust test. Returns are often driven by reflexive token emissions, opaque strategies, and unmanaged risk. Users can't see where yield comes from, can't predict cash flow, and face sudden changes when programs adjust terms mid-flight. Onboarding is confusing, compounding math is unclear, and withdrawals are either unrestricted (draining treasuries) or arbitrarily gated (trapping users). Without guardrails, platforms overextend, and when markets turn, both capital and confidence evaporate.
Limited visibility into how capital is allocated across DeFi and RWAs, or how risk is controlled.
Blended balances make it hard to distinguish principal from earnings; compounding rules are vague.
Few platforms enforce hard caps on deposit size, earnings, or withdrawal cadence to protect the system.
"APY theater," emissions, and circular incentives that depend on constant inflows.
Unlimited, anytime withdrawals can trigger bank-run dynamics; the opposite, hard locks, erode trust.
This is where Yieldable comes in, offering a disciplined, transparent, and sustainable alternative that enables users to generate reliable on-chain cash flow while protecting long-term platform durability.
Where Potential Becomes Profit
Yieldable is a non-custodial DeFi platform that makes on-chain cash flow strategies understandable and discipline-driven. Instead of opaque emissions or custodial promises, Yieldable focuses on real, policy-bounded mechanics: principal is tracked as an Investment Balance that accrues daily interest, while each balance has a paired Accrued Interest (Interest) that holds earnings until the user chooses to act.
This simple separation, balance vs. accrued interest, keeps math transparent for first-time users and scalable for institutions.
Plain-English mechanics and a user interface that separates what you've invested from what you've earned.
Strict guardrails that ensure growth is steady rather than reflexive.
On-chain accounting, auditable contracts, and policy controls that favor user safety over speed.
Yieldable is a transparent, rule-based accrual engine that blends income from Real World Assets (RWA) with conservative DeFi strategies, all wrapped in simple, enforceable policies that prioritize sustainability and user clarity.
Target up to 0.50% daily on the Investment Balance.
Withdraw any day, any time, up to $25,000 per transaction. Stability fees decrease weekly: 40% (Week 1), 30% (Week 2), 20% (Week 3), 10% (Week 4), and 0% from Day 29 onwards.
$10,000 maximum per deposit, a $25,000 ceiling per accrued Interest, and an minimum deposit requirement of $200.
To move accrued Interest into Balance, make an Additional Deposit of at least $200; the system rolls the accrued Interest and Additional Deposit into the Investment Balance in one action.
Audit-ready contracts, bug bounty program, multisig + timelock for parameter changes, circuit-breaker controls, monthly statements, and transparent treasury reporting.
5% of a referee's first deposit is credited to the referrer's wallet, strengthening the accrual base without draining liquidity.
Our mission is to enable anyone earn sustainable, transparent on-chain yield by combining real-world income and conservative DeFi strategies with simple user mechanics and disciplined risk controls.
Become the most trusted, comprehensible, and policy-driven yield platform in crypto, where long-term capital flows into an audited, transparent treasury, users understand exactly how they earn, and the ecosystem endures across market cycles.
Your daily interest rate is determined by your total Balance:
Yieldable provides anytime access within a stability framework. Withdrawals are flexible, but fees encourage long-term sustainability and protect platform liquidity.
Yieldable's financial allocations are designed to balance sustainability, growth, and participant rewards:
Returns are sourced from RWA income and vetted DeFi strategies, not reflexive emissions or Ponzi-like incentives.
Balance and Interest are separated, with plain math and predictable actions (deposit, withdraw, or compound).
Hard guardrails (deposit caps, withdrawal cadence, $25,000 accrual ceiling) protect platform longevity.
Audit-ready contracts, ongoing bug bounty program, multisig + timelock protections, and circuit-breaker response controls.
Liquidity buffers and exposure limits are sized to honor withdrawals without stressing the treasury.
On-chain events, monthly statements, treasury snapshots, and public change logs keep everything visible.
A 5% referral is credited to the referrer's Balance (not as a cash drain), driving organic, sustainable growth.
No dark patterns, policies and disclosures are designed to prioritize user understanding and risk awareness.
Join Yieldable and start accruing real yield from RWA income and curated DeFi strategies. No hidden fees, no lock periods—just sustainable returns backed by on-chain transparency.
Connect with the Yieldable community to stay updated, share feedback, and help shape the future of transparent DeFi yield generation.
This document is for informational purposes only. It explains the mechanics of the Yieldable platform and does not constitute financial, legal, accounting, or tax advice. It is not an offer to sell or a solicitation to buy any instrument. Yieldable does not guarantee returns.
All figures, examples, or charts (e.g., "up to 0.50% daily," $1,000 start, $200 Additional Deposits, or 28-day cycles) are purely illustrative. They are provided to explain how the mechanics work, not as investment advice or recommendations. Users are free to choose any strategy within platform rules.
Price movements, venue liquidity, and changing conditions may reduce or delay accruals and withdrawals.
Despite audits and bug bounties, contracts may contain vulnerabilities or interact unexpectedly with networks, bridges, or oracles.
Network congestion, forks, outages, or third-party failures may disrupt service.
Income streams rely on third parties; risks include default, mispricing, custody/attestation errors, or de-pegging of stablecoins.
Platform parameters (rate bands, deposit caps, $25,000 Interest ceiling, $25,000 withdrawal limit, Additional Deposit requirements, stability fees, etc.) may change through governed processes.
Laws for DeFi, RWAs, and digital assets continue to evolve and may affect product availability, reporting, or taxation.
Liability: Statements about expected rates, integrations, or roadmap items are forward-looking and subject to risks. Actual results may differ materially. Yieldable and its affiliates disclaim liability for indirect or consequential damages. Direct damages, if any, are limited to the fees paid for services in the prior 12 months.
Updates: This whitepaper and related terms may be updated. The most recent versions published by Yieldable supersede prior ones. Continued use of the platform constitutes acceptance of updated terms.