IMPORTANT: By using Yieldable, you confirm that you are 18+ years old, legally permitted to use DeFi yield protocols in your jurisdiction, and accept all risks including total loss of deposited funds. Yieldable is a non-custodial DeFi protocol—you retain full control and responsibility for your assets.
You must be 18+ years old and legally permitted to use DeFi yield protocols and stablecoin deposits in your jurisdiction. You are responsible for compliance with all applicable laws including securities, tax, and sanctions rules.
Yieldable may be accessed in the United States to the extent permitted by federal and state law. Access does not constitute an offer or recommendation. U.S. users are responsible for determining whether their use complies with applicable securities and commodities laws.
Yieldable's deposit and yield features may be restricted in certain jurisdictions. Accessibility does not imply legality—you must verify that depositing stablecoins and earning yield is permitted in your location before using the protocol.
Use is prohibited for: (i) persons/entities on sanctions lists (UN, EU, UK HMT, U.S. OFAC SDN); (ii) residents of: North Korea, Iran, Syria, Cuba, Crimea, Donetsk, Luhansk. Circumventing geo-restrictions via VPN/proxy is strictly forbidden and may result in loss of funds.
You warrant that: (i) your use of Yieldable is legal in your jurisdiction; (ii) you will comply with all tax obligations on yield earned; (iii) you are not a sanctioned person; (iv) you will not use VPN/proxy to bypass restrictions.
Yieldable may deny access, freeze deposits/withdrawals, or require KYC verification at any time to ensure compliance with sanctions and AML regulations.
Yieldable and all content are informational/educational only. We provide no financial, investment, legal, or tax advice. APY projections are estimates, not guarantees.
Nothing on Yieldable constitutes an offer or solicitation to buy/sell securities or financial products. We make no suitability determinations—you decide if yield farming is appropriate for your risk tolerance.
Yieldable is not registered as a bank, broker-dealer, investment adviser, exchange, or money transmitter. We are a non-custodial DeFi protocol—not a regulated financial institution.
Yieldable is a non-custodial protocol. You connect your own wallet (MetaMask, etc.) and retain full control of your private keys and funds. We never custody your assets.
You agree to indemnify and hold harmless Yieldable and its team from any claims, losses, or expenses arising from:
Depositing funds into Yieldable carries significant risk, including total loss. Read and understand all risks before depositing.
"AS IS" / "AS AVAILABLE": Yieldable is provided without any warranties. We do not guarantee uptime, APY, or that the protocol will work as intended.
No guarantees: We make no promises about returns, security, or functionality. Use at your own risk.
Limited liability: Yieldable's total liability is capped at the fees you paid (currently $0, as there's no management fee). We are not liable for lost deposits, missed yields, or any consequential damages. Maximum liability = $0 in most cases.
Governing law: These terms are governed by the laws of The Netherlands.
Arbitration: Disputes must be resolved through binding arbitration in Amsterdam (Netherlands Arbitration Institute), conducted in English. No jury trials.
No class actions: You waive the right to participate in class action lawsuits against Yieldable. Disputes must be brought individually.
Costs: Each party pays their own arbitration costs. If you lose, you may owe Yieldable's legal fees.
Terms updates: Yieldable may update these terms at any time. Material changes (e.g., fee increases, withdrawal policy changes) will have 30 days notice where feasible. Continued use = acceptance.
Jurisdiction updates: We may add countries to the prohibited list or block additional U.S. states without notice if required by law.
No opt-out: If you don't accept updated terms, you must withdraw your funds and stop using Yieldable.
Severability: If any provision is held invalid (e.g., class action waiver in California), the rest of these terms remain enforceable.
Survival: Liability limitations, indemnity, arbitration, and user responsibilities survive even after you stop using Yieldable or we shut down.
No waiver: Yieldable's failure to enforce any term does not waive our right to enforce it later.
U.S. access: Permitted, but you are responsible for federal/state compliance (securities laws, commodities laws, state money transmitter laws).
Prohibited: Sanctioned persons/regions (NK, Iran, Syria, Cuba, Crimea, Donetsk, Luhansk). VPN use to bypass = instant ban + potential fund freeze.
Your responsibilities: Verify legality in your jurisdiction, report yield income for taxes, secure your wallet, accept all risks.
Yieldable's rights: Freeze funds, require KYC, block jurisdictions, change fees/terms, shut down protocol at any time.
Final warning: By depositing into Yieldable, you accept the possibility of total loss with no recourse. All transactions are final and irreversible.
For legal or compliance inquiries, email: privacy@yieldable.io